Nestled in the heart of the Persian Gulf’s heat, Sharjah gleams like a bright gem; a city that combines rich culture with modern advancements, making it an attractive place to live and work. However, behind this allure lies the question of the cost of living, a crucial factor for both new immigrants and long-time residents.
In this article by dxboffplan, we aim to provide a thorough examination of the cost of living in Sharjah. From housing expenses to daily necessities, from education and healthcare to leisure and entertainment, we will cover all aspects to offer a clear and comprehensive picture of the cost of living in Sharjah. Join us as we explore whether Sharjah is just a dream city or a practical and affordable option for everyday living.
Sharjah, with its blend of traditional culture and modern life, is a desirable destination for residents and immigrants. However, this appeal comes with costs that are significant for many, especially those new to the city. Based on current data and living conditions in Sharjah, the monthly living expenses for a family of four, excluding rent, are approximately 10,168.1 AED. For a single individual, this amount is around 2,980.2 AED. Here is a closer look:
Rent is the largest expense. For instance, a single person renting a studio in Sharjah can expect to pay between 17,000 and 25,000 AED annually. These figures reflect the diverse rental market and the appeal of buying an apartment in Sharjah instead of renting in a long term consideration of living costs.
Other essential costs, such as groceries, vary based on lifestyle choices. For example, the cost of milk (1 liter) is about 6.61 AED, and a loaf of white bread is around 4.25 AED. These details help individuals budget their monthly expenses for essential purchases.
In addition to rent and groceries, utility costs are a significant part of the monthly budget. On average, the monthly cost for basic utilities (electricity, heating, cooling, water, and garbage) for an 85 m² apartment is around 644 AED. Internet expenses are also considerable, with monthly charges for a 60 Mbps or more broadband package averaging about 379 AED.
Transportation is another critical aspect of living expenses. Public transport is relatively affordable, with a monthly pass costing around 230 AED. For those who prefer to drive, the price of gasoline is approximately 2.66 AED per liter. Owning a car comes with additional costs, including insurance, which averages about 4,000 AED annually, and maintenance fees.
Sharjah is a notable provider of quality healthcare services. However, cost of healthcare services in Sharjah can be challenging for both residents and immigrants.
In Sharjah, healthcare services are provided through both public and private insurance systems. The public insurance charges 320 AED for individuals over 18 and 120 AED for children under 10, covering inpatient, outpatient, medication, and testing costs. Private insurance costs vary depending on the coverage and type of insurance and cover surgery, ophthalmology, physiotherapy, and dental services. With numerous specialized hospitals equipped with the latest medical equipment, residents of Sharjah have access to high-quality healthcare services.
Education is a significant consideration for families moving to Sharjah. The city offers a range of educational institutions, including public, private, and international schools. Tuition fees can vary widely, with public schools being more affordable. For instance, annual tuition at private international schools ranges from 12,000 AED to 50,000 AED, depending on the school’s reputation and curriculum. Higher education costs at universities can range from 30,000 AED to 70,000 AED per year.
Leisure and entertainment are vital for a balanced lifestyle. Sharjah offers various options, from cultural experiences to modern entertainment. The city is home to numerous museums, art galleries, and heritage sites. For those who enjoy outdoor activities, parks and beaches are accessible and often free. A movie ticket costs about 45 AED, and dining out at a mid-range restaurant can cost around 200 AED for two people.
With its unique blend of traditional Arab culture and modern infrastructure, the region is one of the attractive cities in the UAE. But there is of course an extensive list of pros and cons of living in Sharjah you need to be aware of. Here, we explore briefly some of the advantages of living in Sharjah:
Now, let’s explore some of the disadvantages of living in Sharjah:
Living in Sharjah can be expensive, but with careful planning and awareness of various costs, one can enjoy life in this city and benefit from the opportunities it offers. Despite relatively high costs, Sharjah has advantages that can enhance its appeal for residents and immigrants alike.
To enjoy these benefits, careful financial planning is essential. Making smart choices in housing, managing daily expenses, and utilizing insurance services can significantly reduce financial stress. Ultimately, with the unique characteristics we discussed above, buying property in Sharjah can be a suitable choice for those looking to invest in the UAE. This city, with all its unique features, can be a place for growth, progress, and enjoyment of life.
The main factors influencing the cost of living in Sharjah include housing, utilities, groceries, transportation, healthcare, and education. Rent is the largest expense, with prices varying based on location and type of accommodation. Basic utilities and the internet can add up to a significant portion of monthly expenses. Transportation costs depend on whether you use public transport or own a car. Healthcare expenses vary based on insurance plans and medical needs. Educational costs also vary widely, especially for private and international schools.
Housing costs in Sharjah vary widely based on the type and location of the property. For example, renting a studio apartment can cost between 17,000 and 25,000 AED per year. A three-bedroom apartment in a good neighborhood can range from 45,000 to 70,000 AED annually. These costs are generally lower than in neighboring cities like Dubai but still represent a significant portion of the monthly budget.
Healthcare services in Sharjah are considered high-quality, with costs depending on the type of insurance and level of care required. Public health insurance costs around 320 AED annually for adults and 120 AED for children, covering basic medical needs. Private insurance offers more extensive coverage but comes at a higher price. A visit to a general practitioner can cost around 150 AED, while specialist consultations and treatments can be more expensive. It's advisable to have health insurance to manage these costs effectively.
Sharjah offers various educational options, including public, private, and international schools. Public schools are more affordable, while private and international schools can be expensive. Annual tuition fees at private international schools range from 12,000 AED to 50,000 AED, depending on the school's reputation and curriculum. Higher education costs at universities can range from 30,000 AED to 70,000 AED per year.
